I was recently at the annual Tiburon CEO Summit in New York, a sort of United Nations gathering of finance executives. Given how often these CEOs seemed to be checking their smartphones, I began to wonder what tools and apps they favored.

Somewhat surprisingly, most executives I spoke to don’t use any apps or tools to manage their personal finances. What do they do? They turn to their advisers.

In other words, they’re wealthy enough to avoid having to focus on the details themselves, saving them time to be, well, financial leaders.

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