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I was recently quoted in an article for CreditCards.com, one thing they left out that is worth noting: yes, use a credit card every month, but pay off the full balance every month as well. And always remember the most important thing, a credit card is NOT an emergency fund!
Read MoreCredit smarts and financial literacy aren’t required courses in college, but young adults should learn those topics on their own, credit and financial experts say, and preferably, not through trial and error.
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