All students, even those from affluent families, should submit an application.
This week marks the start of the FAFSA (Free Application for Federal Student Aid) race, which ends June 30th.
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Some students take drastic steps to avoid student loan debt. For example, GoFundMe college campaigns solicit funds from friends, family members and perfect strangers, while income share agreements allow students to attend school for free if they commit to pay a percentage of their post-graduate income to investors.
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The government offers lots of programs to help student borrowers repay their federal loans on time, yet one in four people with student debts due are currently in default or teetering on the edge.
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